• Full Title Report
• Current Owner Search/O & E Report /Property Information Report
• Ownership and Encumbrance property report
• HELOC/Legal and Vesting Report
• Deed and Mortgage Search Report
• Deed Only Report
• Condominium Search
• Mortgage Record Verification
• Mortgage Release Verification
• Land Title Report
• Final Policy Preparation

• Complete legal description
• All deeds in the chain of title
• Conveyance Information
• Any and all encumbrances of record.  ( Easements/Restrictions/Rights-of-Way, list of all open Judgments and Tax Liens against the owners/property )
• Plans, if available.  (If necessary we make a copy of the section of a map, which shows locus, and copy the recording information of the plan.)
• Tax information including assessment information, payment status, special assessments and exemptions.
• Encumbrances including all open mortgages/ deeds of trust, assignments, all other instruments pertaining to mortgage/deed of trust, judgments and UCC filings.

• Current deed
• Open Deed of Trust
• Judgments and Encumbrances
• Current tax status

Property record searchers investigate property ownership records, report property location, provide a legal description and share details of the last and prior sale. In addition, a property record search can entail a deed search, a mortgage search and a tax search, so reports can include details of property deeds, mortgage documents, and property tax assessment and lien information.

We provide a review of the recorded documents affecting the subject property.

Above report includes:

• Legal Description from Purchase Money Deed (Current Owner, Vesting type, Manner of title, etc.)
• Current deed status of all mortgages/deeds of trust
• Open Mortgages/Deed of Trust, Last Assignment of record, Subordination, Modification and all other instruments pertaining to Mortgage/Deed of Trust.
• Appraisal Back-Office and Property Taxes
• Open judgments and Tax liens
• Current assessment of records

3. Ownership and Encumbrance (O & E) Property Report or Current Owner Report

Commonly known as One Owner or Current Owner Search. An O & E search shows current owner of record (deed) and any encumbrances like open mortgages, assignments, judgments, liens and taxes attaching to real property and affecting title of the property.

Ownership and Encumbrance Property Report includes:

• Ownership and Encumbrance report provides current ownership information, as well as historical ownership data.
• A legal description is provided as well, which includes subdivision, condominium, section, township, and range information.
• Current tax amount on the property, the payment status, as well as the past years tax data
• Open Mortgages/Deed of Trust, Last Assignment of record, Subordination, Modification, all other instruments pertaining to Mortgage/Deed of Trust, judgments and liens

Reports like O & E to 1 Owner and O & E to 2 Owner include Current and prior owner or owners deed, all open mortgages and their assignments, open judgments and tax liens and real estate taxes.

The HELOC or Legal and Vesting Report provides a concise overview of residential property vesting, with current ownership information of a property along with a legal description.

This Report includes:

• Tax ID/parcel # or Tax info
• Vesting/current ownership
• Current deed and legal Description

• Current deed to verify ownership and to give the legal description.
• Any open mortgages or deeds of trust.

• Copy of the current deed to verify ownership and give the legal description for mortgage recording.

• Master deed,
• Amendments,
• Declaration of Trust
• Current list of Trustees
• Most current phase

Mortgage Record Verification service provides verification whether mortgage or deed of trust - has been recorded with the appropriate municipal office in a timely manner

Mortgage Record Verification report includes:

• Mortgage Information including mortgagee and mortgagor information
• Tax Information
• Legal description

Mortgage Release Verification service provides verification that the security instrument has been released at the appropriate municipal office in a timely manner after the underlying debt is repaid.

Mortgage Release Verification includes:

• Mortgage release information
• Tax information
• Legal description

Our Specialized services:

• Oil and gas lease research and reports
• Mineral and surface ownership reports
• Rights-of-way
• Easements
• Access and related agreements on patented land, patented and unpatented mining claims

Final Title Policy gets quintessential in a mortgage transaction. It's a breakthrough towards fulfillment of mortgage deal to both lender and owner.
Our policy Department, checks the filed documents, yet again, for accuracy we begin the process of preparing the final title policy by:

• Making sure that the conditions on the commitment have been met
• Making phone calls on all liens to verify that they have been paid and that a release will be sent to us
• Checking the HUD Settlement Statement for insurance requirements and any endorsements that might be required

The policy is then typed, proofread and finalized in closing software. All you need to do is print it and mail to the appropriate party.
Our department also provides customer service to assist the lenders, brokers and customers with any post-closing questions or concerns they might have. Many of us are also cross-trained in other departments, allowing us to expedite service effectively and efficiently.

• Search for Refinance and Resale
• Bankruptcy Searches
• Foreclosure Searches
• State / County UCC Searches
• 40-Year & 60-Year Title Searches
• Miscellaneous Searches
• Informational Searches
• Municipal Searches
• Rush Searches at quick turnaround time

• Deed, Mortgage & Assignment
• Current owner update
• Institutional lender update
• Limited title update
• Real property asset check
• Appraisal Back-Office Tax Information

• 1 to 24 hours turnaround for most orders
• Full national coverage
• Comfortable and vivid legibility

	Title Vendor Management
	Nationwide Title Search and Property Reports
	Title Production, Tax certification, HUD Preparation Services
	Title Plant Posting and Indexing
	Title Insurance Definitions