Infinity Infinity

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Underwriting Process

  • Review Automated Underwriting results.
  • Review loan package to make sure it conforms to all the guidelines required for that loan product.
  • Review the appraisal and title report and validate employment, mortgage payments, and credit.
  • Verify information listed on the applications and obtain additional documents required
  • Evaluate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors
  • Review Mortgage Note, Title and Public records in credit report
  • Complete underwriting worksheet.
  • Render final loan decision after all conditions are satisfied.