INFINITY TITLE INFO

Post-closing service

Final policies,prepared and delivered.

Every final title policy entered, compared with the commitment, verified line by line and assembled with its endorsements — then delivered through your system, ready for the insured.

12Steps on every final policy
5Verifications before release
400K+Commitments completed to date
24/7Including U.S. holidays
Finished title insurance policy in a navy presentation folder

Overview

The last document, done right.

The final policy is what the buyer and lender actually receive for their premium. It has to reflect exactly what closed: the right vesting, the right legal description, the right amount and the recording details of the insured documents.

Our team prepares final policies from start to finish. We enter the policy data, compare it with the commitment, prepare Schedules A and B, verify vesting, legal description, policy amount, recording data and taxes, prepare endorsements, assemble the package and deliver it through your system.

  • Policy compared with the commitment
  • Schedule A and Schedule B prepared
  • Vesting, legal, amount, recording and taxes verified
  • Endorsements prepared and package delivered

How it works

From commitment to issued policy.

Every final policy follows the same five stages, so nothing that changed at closing is missed.

  1. 01

    Enter

    Final policy data entered from the closed file.

  2. 02

    Compare

    The policy compared with the commitment.

  3. 03

    Prepare

    Schedule A, Schedule B and endorsements prepared.

  4. 04

    Verify

    Vesting, legal, amount, recording and taxes checked.

  5. 05

    Deliver

    The package assembled and delivered through your system.

Commitment and final policy compared side by side
01Compared with the commitment
Family holding the keys to their new home
02Protecting the new owners
Policy delivery confirmed on a laptop
03Delivered through your system

What's included

Twelve steps on every policy.

From data entry to delivery, every final policy runs through the same checklist.

  1. 01
    Policy data entryFinal policy data entered from the closed file.
  2. 02
    Commitment comparisonPolicy compared with the commitment.
  3. 03
    Schedule ASchedule A prepared.
  4. 04
    Schedule BSchedule B prepared.
  5. 05
    VestingVesting verified.
  6. 06
    Legal descriptionLegal description verified.
  7. 07
    Policy amountPolicy amount verified.
  8. 08
    Recording dataRecording data verified.
  9. 09
    Taxes & assessmentsTax and assessment details verified.
  10. 10
    EndorsementsEndorsements prepared.
  11. 11
    Package assemblyPolicy package assembled.
  12. 12
    DeliveryPolicy delivered through your system.

Who it's for

Policies issued without the backlog.

Final policies are easy to defer and costly to get wrong. We clear them for every kind of title operation.

i

Title agencies

Final policy backlogs cleared without pulling closers off live files.

ii

Underwriters

Policies that match the commitment and the closed transaction.

iii

Real estate attorneys

Owner’s and lender’s policies prepared and delivered after closing.

iv

Banks & lenders

Lender’s policies delivered promptly for the loan file.

What it fixes

The policy problems we take away.

  • Final policies pile up months after closing.

    How we fix itA dedicated team clears policies as files close, 24/7.

  • The policy still shows the commitment amount.

    How we fix itEvery policy is compared with the commitment and the closed file.

  • Recording details are missing from Schedule B.

    How we fix itRecording data is verified before the policy is released.

  • The lender asks where its endorsements are.

    How we fix itEndorsements are prepared and assembled into every package.

What to expect

Turnaround, coverage and controls.

Turnaround

Typical final policy turnaround: within 48 hours of receiving recording data.

Coverage

Final policies for properties in all 50 U.S. states.

Quality

A twelve-step checklist, with five verifications before every release.

Security

ISO 27001 certified. Our team works inside your platform under your access controls, so borrower data stays in your systems.

In depth

Why the final policy deserves full attention.

Where the final policy fits

The commitment promises to insure on certain terms. The final policy is the insurance itself — issued after closing, once the documents are recorded and every requirement on the commitment has been satisfied. It is the document the owner keeps and the lender relies on for years.

Because it is the last step in a long process, it is also the one most often pushed to the bottom of the pile.

The commitment is a promise. The final policy is the protection.

What goes wrong without it

Final policies wait for recording information, then wait again for someone to have time. When they are finally prepared in a rush, details from the commitment are carried forward without being checked against what actually closed: an amount that changed, a vesting that was corrected, an endorsement the lender required. Each mistake means a corrected policy, a frustrated lender and, potentially, a gap in coverage.

Delays carry their own cost. Lenders and investors expect the lender’s policy in the loan file promptly, and owners expect to receive the policy they paid for. A growing backlog of unissued policies is also a growing list of files that have never been finally checked — which is exactly where small errors hide.

How our process prevents it

Our team enters the final policy data, compares it with the commitment and prepares Schedules A and B. We verify vesting, legal description, policy amount, recording data and taxes and assessments, prepare the required endorsements, assemble the policy package and deliver it through your system. Every step is the same on every file, so nothing that changed at closing is missed.

Backlogs cleared, not just managed

Many title agencies carry hundreds of open final policies at any time. With a team working 24/7 and pricing based on policies delivered, we can clear an existing backlog and then keep pace with new closings. Final policy preparation is also part of our five-service bundle, so it can be combined with tax reports, commitment typing, document review and stacking at our most competitive price.

Policies issued in the platforms you run.

  • Qualia
  • ResWare
  • RamQuest
  • SoftPro
  • TitlePoint
  • NexTace
  • Title Express
  • AIM

Questions

Final policies, answered.

What does final policy preparation include?

Policy data entry, comparison with the commitment, Schedule A and B preparation, verification of vesting, legal description, policy amount, recording data and taxes, endorsement preparation, package assembly and delivery.

Do you compare the policy with the commitment?

Yes. Every final policy is compared with the commitment and the closed transaction before it is released.

Do you prepare endorsements?

Yes. Required endorsements are prepared and assembled into the policy package.

How is the policy delivered?

We deliver the finished policy through your system.

Can you clear an existing backlog?

Yes. We can work through outstanding final policies and then keep pace with new closings.

Do you prepare both owner’s and lender’s policies?

Yes. We prepare final policies for both the owner and the lender as your file requires.

What is your typical turnaround?

Most final policies are prepared within 48 hours of receiving recording data.

Is final policy preparation part of your bundle?

Yes. It is one of our five core bundled services, offered together at our most competitive price.

Let's talk

Clear your final policy backlog.

Tell us how many open final policies you carry. We'll show you how quickly our team could clear them.

877-463-8485