INFINITY TITLE INFO
Banks & lenders
LE and CD preparation capacity that grows with your pipeline.
Closing service
LE & CD preparation,every figure verified.
Loan Estimates and Closing Disclosures prepared from lender instructions and approved loan data, with every fee checked against source documents and the CD compared line by line to the LE.
12Checks on every disclosure
2Disclosures: LE and CD
27Years in title back-office
24/7Including U.S. holidays
Overview
Disclosures that match to the dollar.
The Loan Estimate and the Closing Disclosure are the documents a borrower reads most closely. Every fee, escrow figure and cash-to-close number has to be right, and the two forms have to tell the same story — or the change has to be explained.
Our team prepares both. We enter or update the loan information, build the LE from the lender’s instructions, prepare the CD from the approved loan and closing data, and verify every fee against its source. Then we compare the CD with the LE, review changed circumstances, and deliver the finished disclosure through your approved system.
- LE prepared from lender instructions and data
- CD prepared from approved loan and closing data
- Fees verified against source documents
- LE compared to CD, changes identified
How it works
From loan data to delivered disclosure.
Every disclosure follows the same path, so figures are entered once, checked twice and delivered on time.
- 01
Enter
Loan information is entered or updated in your system.
- 02
Prepare
The LE or CD is built from lender instructions and loan data.
- 03
Verify
Every fee, tax and insurance figure is checked against its source.
- 04
Compare
The CD is compared with the LE and changed circumstances reviewed.
- 05
Deliver
The document is generated and distributed through your approved system.
What's included
Twelve steps on every disclosure.
Each LE and CD runs through the same checklist, from data entry to delivery.
- 01Loan data entryLoan information entered or updated in your system.
- 02Loan EstimatePrepared from lender instructions and data.
- 03Closing DisclosurePrepared from approved loan and closing data.
- 04Fee entryLender, title, recording and other fees entered.
- 05Fee verificationFees compared and verified against source documents.
- 06Tax & insuranceApplicable tax and insurance information entered.
- 07Title & settlement chargesTitle and settlement charges entered.
- 08Escrow calculationsEscrow data reviewed and calculated.
- 09Cash to closeCash-to-close reviewed and calculated.
- 10LE vs. CDThe CD compared against the LE.
- 11Changed circumstancesReviewed, and required changes identified.
- 12Generate & distributeDelivered through your approved system.
Who it's for
Accurate disclosures for every lender.
Whoever prepares disclosures, the requirement is the same: right figures, on time, every time.
Title agencies
Closing Disclosures prepared and balanced for settlement.
Real estate attorneys
Settlement figures checked before the closing table.
Servicers
Escrow, tax and insurance figures carried through accurately.
What it fixes
The disclosure problems we take away.
A fee on the CD doesn’t match the invoice.
How we fix itEvery fee is verified against its source document before release.
The CD changed and nobody noticed until closing.
How we fix itThe CD is compared with the LE and every change flagged.
Cash to close is wrong on the day of signing.
How we fix itEscrow and cash-to-close are recalculated and reviewed on every file.
Disclosures back up during busy months.
How we fix itA team working 24/7 that scales with your volume.
What to expect
Turnaround, coverage and controls.
Turnaround
Typical disclosure turnaround: same business day once loan data is complete.
Coverage
Disclosures prepared for loans in all 50 U.S. states.
Quality
A twelve-step checklist on every disclosure, with every fee verified to source.
Security
ISO 27001 certified. Our team works inside your platform under your access controls, so borrower data stays in your systems.
In depth
Why disclosure accuracy protects the closing.
Where LE and CD fit
The Loan Estimate gives the borrower an early picture of the loan’s terms and costs. The Closing Disclosure confirms the final figures before signing. Together they are the borrower’s clearest view of the transaction, and the most closely regulated documents in it.
Because the borrower compares one against the other, accuracy is not only about each form being correct. It is about the two forms agreeing, and any difference being explained.
A disclosure is only accurate if the LE and CD tell the same story.
What goes wrong without it
Fees change late. A recording charge is updated on the invoice but not on the CD; an escrow figure is carried over from an old file; a changed circumstance is never documented. Each error can mean a re-disclosure, a delayed closing or an unhappy borrower — and in busy months, the people preparing disclosures have the least time to check them.
How our process prevents it
Our team follows a twelve-step checklist on every file. We enter or update the loan information, prepare the LE from lender instructions and the CD from approved loan and closing data, and enter every lender, title, recording, tax and insurance figure. Each fee is verified against its source document, escrow and cash-to-close are recalculated, and the CD is compared with the LE so any change is identified and reviewed before the disclosure is generated and distributed.
Capacity for busy months
Disclosure volume follows the market. With a team working 24/7 and pricing based on files delivered, you can absorb a refinance wave without hiring and training temporary staff — and keep the same standard of review on every file, however busy the month.
Disclosures prepared in the systems you run.
- Qualia
- ResWare
- RamQuest
- SoftPro
- TitlePoint
- NexTace
- Title Express
- AIM
Questions
LE & CD preparation, answered.
Do you prepare both the LE and the CD?
Yes. We prepare the Loan Estimate from lender instructions and data, and the Closing Disclosure from approved loan and closing data.
How do you check fees?
Lender, title, recording and other fees are entered and then compared and verified against their source documents.
Do you compare the CD to the LE?
Yes. The CD is compared against the LE on every file, and changed circumstances are reviewed to identify any required changes.
Do you calculate escrow and cash to close?
Yes. Escrow data is reviewed and calculated, and cash-to-close is reviewed and calculated before the disclosure is finalised.
How are disclosures delivered?
We generate the document and distribute it through your approved system.
Do you work in our loan or title system?
Yes. Our team works inside your systems, to your SOPs and service levels.
What is your typical turnaround?
Most disclosures are prepared the same business day once complete loan data is received.
Can LE/CD be combined with other closing services?
Yes. Many clients pair it with loan payoffs and pre-closing document review.
Let's talk
Disclosures right the first time.
Tell us your monthly loan volume and the system you use. We'll show you how our team would prepare your disclosures.
877-463-8485