INFINITY TITLE INFO
Title agencies
Clear requirements faster so commitments convert to closings on schedule.
Pre-closing service
Title curative,defects cleared.
Unreleased mortgages, missing heirs, broken chains and incorrect legal descriptions — we research each defect, obtain the documents needed to clear it and keep your closing on track.
14Types of title defects resolved
4,000+Title exams every month
27Years in title back-office
24/7Including U.S. holidays
Overview
From flagged defect to clear title.
Every examination turns up something: an old mortgage that was paid but never released, an heir who never signed, a deed recorded with the wrong legal description. Each one becomes a requirement on the commitment — and someone has to clear it before the file can close.
Our curative team does that work. We research the issue, contact lenders, heirs, courts and county offices, obtain the release, affidavit or corrective document needed, and get it recorded. Where a matter needs legal action, we coordinate with attorneys or title companies on quiet title proceedings.
- Releases obtained for unreleased mortgages and old liens
- Heirship, probate and divorce documents gathered
- Corrective deeds and re-recordings handled
- Quiet title coordination with attorneys
How it works
Five steps from defect to cleared.
Every curative item is tracked from the moment it is flagged until the clearing document is recorded.
- 01
Identify
The defect is taken from the examination and logged as a requirement.
- 02
Research
Prior ownership, payoffs, heirs or court records are researched.
- 03
Obtain
The release, affidavit or corrective document is requested and chased.
- 04
Record
The clearing document is recorded or re-recorded with the county.
- 05
Clear
The requirement is marked satisfied and the file updated.
Defects we resolve
Fourteen common defects, one team.
Each defect has a known path to resolution. Our team knows which document clears it and where to get it.
- 01Unreleased mortgageRelease or satisfaction obtained from the lender.
- 02Old liensRelease or appropriate resolution obtained.
- 03Judgment lienPayoff, release or other approved resolution.
- 04Missing heirEstate and heirship researched, documents obtained.
- 05Probate issueRequired probate documents obtained.
- 06Name variationSupporting documentation or affidavit obtained.
- 07Missing deedDeed located or corrective documentation obtained.
- 08Broken chain of titlePrior ownership researched, corrective documents obtained.
- 09Incorrect legal descriptionCorrective documentation obtained.
- 10Incorrectly recorded documentDocument corrected and re-recorded.
- 11Tax delinquencyPayoff and payment information obtained.
- 12Missing signatureCorrective documentation obtained.
- 13Divorce-related issueDivorce decree documentation obtained.
- 14Boundary or easement issueResearch and appropriate documentation obtained.
Who it's for
Clear title for every party.
Curative work slows everyone in the transaction. Taking it off their desks speeds up every closing.
Underwriters
Defects properly resolved before policies are issued.
Real estate attorneys
Research and document gathering handled ahead of quiet title work.
Servicers & lenders
Old liens and unreleased mortgages cleaned up across a portfolio.
What it fixes
The curative problems we take away.
A paid-off mortgage from 1998 is still on record.
How we fix itWe trace the lender or its successor and obtain the release.
The seller inherited the property, but nobody probated the estate.
How we fix itHeirship is researched and the required probate documents obtained.
Curative items sit open for weeks with no owner.
How we fix itEvery item is tracked and chased until it is recorded and cleared.
A defect needs a court action we can’t handle in-house.
How we fix itWe coordinate with attorneys or title companies on quiet title actions.
What to expect
Turnaround, coverage and controls.
Turnaround
Depends on third parties; most routine releases are obtained within 2–4 weeks.
Coverage
Curative work for properties in all 50 U.S. states.
Quality
Each item is tracked until the clearing document is recorded and the requirement satisfied.
Security
ISO 27001 certified. Our team works inside your platform under your access controls, so borrower data stays in your systems.
In depth
Why curative work decides the closing.
Where curative fits
Examination finds the problems; curative fixes them. Once a commitment lists its requirements, every unreleased lien, missing signature or gap in the chain has to be resolved before the policy can issue without that matter as an exception. Some items take a single phone call. Others take weeks of research across lenders, courts and county offices.
Curative is often the least predictable part of a title file, which is why it is so often the reason a closing slips.
Examination finds the problems. Curative is what clears them.
What goes wrong without it
Curative items tend to sit. The lender that held a 20-year-old mortgage has merged twice; the heir who needs to sign lives in another state; the county wants a specific form before it will re-record a document. When this work is squeezed between other tasks, items stay open, buyers and sellers grow frustrated, and closings are pushed back.
How our process prevents it
Our curative team owns each item from the moment it is flagged. We research the history, identify who can provide the clearing document — a lender, an heir, a court or a county — and follow up until it is obtained and recorded. For matters that need legal action, such as quiet title, we coordinate with attorneys or title companies so the file keeps moving while the legal work proceeds.
Experience that shortens the path
Most title defects follow familiar patterns. After 27 years and more than 400,000 commitments, our team has seen the same unreleased liens, probate gaps and name variations many times over — and knows which document clears each one and where to get it. That experience is what turns weeks of trial and error into a short, predictable process.
Curative items tracked in the platforms you run.
- Qualia
- ResWare
- RamQuest
- SoftPro
- TitlePoint
- NexTace
- Title Express
- AIM
Questions
Title curative, answered.
What types of title defects do you resolve?
Unreleased mortgages, old liens, judgment liens, missing heirs, probate issues, name variations, missing deeds, broken chains of title, incorrect legal descriptions, incorrectly recorded documents, tax delinquencies, missing signatures, divorce-related issues and boundary or easement issues.
How do you clear an unreleased mortgage?
We identify the lender or its successor, request the release or satisfaction and follow up until it is obtained and recorded.
Can you handle missing heirs and probate?
Yes. We research the estate and heirship and obtain the required probate and heirship documents.
Do you handle quiet title actions?
Where a quiet title action is needed, we coordinate with attorneys or title companies and handle the research and document gathering around it.
Do you record the corrective documents?
Yes. Corrective documents are recorded or re-recorded with the county, and the recording information is added to your file.
How do we track open curative items?
Every item is tracked in your platform from the moment it is flagged until the requirement is satisfied.
How long does curative work take?
It depends on third parties such as lenders and courts; most routine releases are obtained within 2–4 weeks.
Can curative be combined with examination?
Yes. Many clients have us examine the file and then clear the requirements we identify.
Let's talk
Stop letting curative delay your closings.
Tell us how many open curative items you carry each month. We'll show you how our team would clear them.
877-463-8485